Database & Medical

Background Investigations:
T
o provide actual investigations requires a license as an investigator or private detective. It may involve background checks in addition to surveillance and other methods that are normally employed. We do investigations of the background and circumstances involving a person and/or organizations, involvements, and records. This involves checking or searching various record sources; credit agencies, licensing agencies, and courts. This is to verify representations or locate information regarding the subject of the search. What is investigated is not standardized, and varies from company to company.
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Civil and Criminal Checks:
The county and civil records search provides a quick way to learn if a person or company is involved in any litigation. The data comes directly from the individual counties and contains filings of court cases containing all plaintiffs, defendants, case numbers, and dates of filings. The type of filings available does vary from county to county, but generally every type of filing is available, as this is a hand search of county court records. The search goes back 7 years. A  criminal record is a list of past crimes an individual has been convicted of. In the United States, these compilations are maintained and updated on the local, state, and federal levels by various law enforcement agencies. Its primary goal is to provide a comprehensive criminal history for an individual to be used for many purposes, including for identification, assistance in developing suspects in an ongoing criminal investigation, and for enhanced sentencing in criminal prosecutions. In the United States, these compilations are unlikely to be admissible in court as proof of arrest or conviction.

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Real Property/Asset Checks:
The real property search provides information on county tax assessor records. It includes information on the taxable value of a property and may include market and/or appraised property.

Real Property/Asset Checks include:

  • Name of Owner
  • Location
  • Assessed Land Value
  • Market Land Value
  • Legal Description
  • Assessment Year
  • Detail Property Description
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Motor Vehicle Checks
Motor Vehicle Records reports statewide driving records, including Commercial Driver's License status (CDL) for at least 3 years, oftentimes up to 7 years.  Motor vehicle record screening is usually used for any employment position requiring driving, such as trucking, delivery, or any use of company vehicles.
Surveillance

Bodily Injury Claims Workers:
Provides investigation and surveillance services on bodily injury claims for insurance companies, third party administrators, defense attorneys, and risk managers of businesses. Bodily injury files assigned for surveillance include: workers compensation, automobile and personal injury cases that have been deemed higher risk due to a number of warning flags raised. We are an unbiased observer, in which we collect facts surrounding the injured individual and obtain videotape of their activity when it’s appropriate.

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Compensation Claims:
Mainly any type of accident compensation claim gives you the right to make a legal claim for compensation. An insurance company may legally hire an investigator to perform surveillance on an injured worker.  Although investigators may not trespass, for instance take pictures of the injured worker inside his/her home, they may follow the injured worker, speak with neighbors, and take videotapes of the injured worker conducting his/her normal activities in public. The investigator may follow the injured worker for a number of days and see if he/she engages in any physical activity that may be outside of his/her work restrictions or the level of disability that the injured worker is claiming. 

The most common compensation claims made are for:

  • Slip and fall
  • Injury using a defective product accident
  • Bike accidents
  • Car accidents
  • Injury or death caused due to medical accidents
  • Shoddy work by a dentist
  • Accidents at Work
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Disability Claims:
Disability claims surveillance services are designed to help insurance companies and self-insureds fight fraudulent insurance claims.

Techniques of gathering information include:

  • Disability management calls
  • Medical and autopsy reports
  • Public records searches including: court and administrative records, driving history, employment history, professional credentials and licenses, workers' compensation claim history, neighborhood checks, etc.
  • Claimant and witness interviews
  • Surveillance that provides admissible evidence
  • Activity Checks
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Public Liability:
Public Liability is part of the law of tort which focuses on civil wrongs. Appliants (the injured party) usually sues the respondent (the owner or occupier) under common law based on negligence and/or damages. Claims are usually successful when it can be shown that the owner/occupier was responsible for an injury therefore they breached their duty of care.

The most common types of claims fall into a small number of categories:

  • Slips trips and falls, make up the majority of claims
  • Stress and anxiety, due to hold ups, elevator malfunction and
  • Falling objects ie striking against or struck by
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Litigation Support:
Successful litigation depends on obtaining critical information from victims, witnesses and other individuals. Litigation support consultants and services help law firms to prepare attorneys trying a case.

This includes:

  • Document review
  • Interviewing witnesses
  • Case preparation
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Subrogation
Subrogation is the legal technique under the common law by which one party, commonly an insurer (I-X) of another party (X), steps into X's shoes, so as to have the benefit of X's rights and remedies against a third party such as a defendant (D). Subrogation is similar in effect to assignment, but unlike assignment, subrogation can occur without any agreement between I-X and X to transfer X's rights. Subrogation most commonly arises in relation to policies of insurance, but the legal technique is of more general application. Using the designations above, I-X (the party seeking to enforce the rights of another) is called the subrogee. X (the party whose rights the subrogee is enforcing) is called the subrogor.

In each case, because I-X pays money to X which otherwise D would have had to pay, the law permits I-X to enforce X's rights against D to recover some or all of what I-X has paid out. A very simple (and common) example of subrogation would be as follows:

  • D drives a car negligently and damages X's car as a result.
  • X, the insured party, has Collision insurance, and claims (i.e., asks for payment) under his policy against I-X, his insurer.
  • I-X pays in full to have X's car repaired.
  • I-X then sues D for negligence to recoup some or all of the sums paid out to X.
  • I-X receives the full amount of any amounts recovered in the action against D up to the amount to which I-X indemnified X. X retains none of the proceeds of the action against D except to the extent that they exceed the amount that I-X paid to X.
Claims Investigations

Written and Recorded Statements:
The purpose for the recorded or written statement is to keep someone from changing their story at a later time.  Another purpose is to give the employer's attorney or claims adjuster an opportunity to twist the words of the worker to use against the worker at a later time.  Many workers have made the mistake of inferring good intentions to their employer after an on the job injury.  "I thought I would give them the benefit of the doubt" is a common thought heard from workers when they call a lawyer explaining how their company twisted their words and put words into their mouths.

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Accident/Loss Scene Investigations:
When a person dies an investigation is made to learn if a criminal act contributed to the death. Only when a person dies from natural causes while under medical attention is this not done. It is important that deaths be looked into properly. To tell if a death is homicide, suicide, or accident requires skilled training and experience of an investigator and the technical expertise of examiners at a crime lab.

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Alive and Well Checks:
Sometimes people lose track of a loved one or a friend, their telephone is disconnected, their mail is being redirected and you can’t find them to make sure they are ok.  By locating your loved one and then performing a welfare check we are then able to insure they are ok. Telephones, computers, and courthouse records provide a thorough paper trail on just about anyone. It is a rare case when a person is trying to disappear. When this does occur, our investigators have the resources to aid the clients. Typically, these investigations involve a great deal of communication between the investigator and the client.

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